BUYING YOUR FIRST HOME?
Many Australians aspire to purchase their own home. For many people, it ranks right up there with getting married and/or having a child when it comes to major life aspirations. As a result, it necessitates substantial consideration. Many first-time house purchasers will tell you that they wish they had started saving sooner. But how much of a down payment do you really need to buy your ideal home, and how much can you borrow from the bank safely? Our Team at Mum and Dad Finance will coach you on all this plus will also arrange for your pre–approval completely free of charge Also, we will work with your real estate agent,solicitor, and bank.
l understand what’s your goal or what specific thing you are looking for. We are here listening to your needs and phone calls with the experts( Punctuation) will enlighten you whether you are ready to make an investment or not. No matter how long the process is, we will take care of the same. With the blend of the right advice and a few simple steps, you will be able to get a commercial loan. Mom & Dad Finance team experts will help you beyond the ordinary situation.
HOW MUCH DEPOSIT I REQUIRE ?
Low deposit home loans Borrow up to 90-95% of the property value. Getting into the real estate market is never easy. Whether you’re a first-time home buyer or a seasoned investor, putting down traditional 20% deposit on a new home can be a time-consuming and difficult process.
A low deposit home loan lets you purchase the property with saving a deposit of just 5-10%.But these loans can come with the extra cost of lenders mortgage insurance (LMI) and requirement of genuine savings.
FAMILY GUARANTEE
It enables a family member to act as guarantor to secure your deposit, giving you a little more borrowing power. This can lower your Loan to Value Ratio (LVR) to less than 80%, allowing you to avoid paying Lender’s Mortgage Insurance (LMI) on top of your deposit. With the Family Security Guarantee, you could borrow up to the full purchase price of your new property
HOW MUCH IS THE FIRST HOME OWNER GRANT?
Each state and Territory have different amounts for the First Home Owner Grant. Click any of the below links for more info on your State or Territory.
UPGRADE- BUYING YOUR SECOND HOME OR BUILD ?
If you’re thinking about upgrading your home, you have four options:
- Renovate your home
- Buy a home
- Build a new home
- Knockdown/ Rebuild
They all have their pros and cons, and everyone has their own goals and purposes for upgrading their home. There is no “one size fits all” when it comes to choosing how to upgrade your home. Whatever you decide to choose, when you’re ready, Mom and Dad Finance team is here to help you finance your home upgrade.
Trustindex verifies that the original source of the review is Google.
Prashant Khatri2024-11-15I have complete confidence in Amit’s expertise and would highly recommend his services to anyone seeking professionalism, reliability, and outstanding results. Thanks Amit !! for your support and expertise in helping me secure the mortgage and purchase my property. Your guidance made the entire process so much smoother, and I truly appreciate your dedication and professionalism.Trustindex verifies that the original source of the review is Google.
Vineeth Pillai2024-11-14I can’t thank Amit enough for the exceptional service he provided throughout my mortgage process! From the start, Amit was professional, attentive, and took the time to fully understand my unique financial situation. What truly impressed me was how accessible he was, always ready to answer any questions and offering clear, honest advice—no pressure, just genuine support. Not only did Amit help me secure a mortgage, but he also managed to get me a much better rate than I had initially expected. A special shoutout to Amit’s proactive approach throughout the entire process. He kept me informed every step of the way, patiently answered all my questions (even the ones I thought were silly), and always ensured I fully understood my options. His expertise and market knowledge are far superior to any other broker I've worked with in the past. I couldn’t be more pleased with the outcome. I truly felt that Amit had my best interests at heart, working diligently to secure a great deal for me. The loan I received suits my needs perfectly, and I’m confident I’m getting the best value possible. If you’re looking for a mortgage broker who genuinely cares about securing the best deal for you, note down the name "Amit Taneja"!Trustindex verifies that the original source of the review is Google.
Aussie Nation2024-11-11I had an incredible experience working with Amit Taneja at Mom and Dad Finance. From start to finish, they were professional, knowledgeable, and always had my best interests in mind. Their team took the time to thoroughly explain all my options, answering every question I had with patience and clarity. They made the entire mortgage process smooth and stress-free, handling all the paperwork and keeping me updated at every step. I truly felt like I was in capable hands, and their expertise helped me secure the best rate possible. I highly recommend Amit Taneja and the team at Mom and Dad finance for anyone looking for a mortgage broker who genuinely cares and goes above and beyond!Trustindex verifies that the original source of the review is Google.
Ankit2024-10-21As a first-time homebuyer, I was pretty overwhelmed with where to start, but Amit at Mom and Dad Finance made the entire process incredibly smooth from start to finish. I was referred by a friend, and I couldn’t be happier. Amit walked me through every step—from selecting the right property, connecting me with reliable local solicitor, and even securing the LMI waiver scheme. His guidance made everything stress-free. No headaches, just clear and honest advice the whole way. If you’re looking for a mortgage broker who truly cares, I highly recommend Amit Taneja!Trustindex verifies that the original source of the review is Google.
prithvi kharabanda2024-10-09My Wife and I recently worked with Amit from Mom and Dad Finance for an investment loan interstate in Brisbane, and the experience was outstanding. Amit was incredibly helpful and prompt throughout the entire process, providing clear guidance and support every step of the way. He made what could have been a stressful situation smooth and manageable. I highly recommend Amit to anyone looking for professional and efficient service. Thanks again, Amit, for all your help!Trustindex verifies that the original source of the review is Google.
varsha date2024-07-08We can't thank Amit Taneja from Mom and Dad Finance enough! ⭐⭐⭐⭐⭐ Amit helped us get the best deal for our investment refinance and organizing our finances. His professionalism and personal touch made a huge difference. Amit was always there to answer our questions and guide us through every step. If you're looking for a mortgage broker who truly cares about his clients, Amit is your guy! Thank you, Amit, for everything!Trustindex verifies that the original source of the review is Google.
Sunil Date2024-05-28Amit Taneja from Mom and Dad Finance has been an absolute gem for us over the past 1.5 years. ⭐⭐⭐⭐⭐ He helped us secure an amazing deal for our investment refinance, cashback, and restructuring our finances. Amit's dedication and expertise made everything so much easier and stress-free. He always kept in touch, making sure we understood every step of the process. We highly recommend Amit to anyone looking for top-notch mortgage services. Thank you, Amit, for all your hard work and support!Trustindex verifies that the original source of the review is Google.
Ash.live.sydney Australia2024-04-05Absolutely outstanding service! I can't thank Amit Taneja and Mom and Dad Finance enough for their incredible assistance. He expertly helped me in extracting equity for my investment property, swiftly secured a fantastic home loan rate, and flawlessly navigated a complex construction loan. HIs expertise and dedication made the entire process incredibly smooth. Amit and the team's professionalism and attention to detail ensured that every aspect was taken care of promptly. Highly recommend Mom and Dad Finance for their exceptional support in the financial realm."Trustindex verifies that the original source of the review is Google.
ankur mahajan2024-04-04Wow, we can't thank Amit Taneja from Mom and Dad Finance enough! Our real estate agent friend referred us to him, and it was the best decision ever. He helped us figure out how to get the most out of our loan and getting equity out for buying an investment property. Not only did he find us better rates, but we also got cashback – Amazing! He really knows his stuff and made everything smooth & hassle free. I would highly recommend Amit from Mom and Dad Finance for any sort of financial advice.
WHO WE HELP
HOW CAN WE ASSIST YOU ?
We find the right loan for you by matching your financial goals with competitive options. We negotiate better deals, handle all paperwork, and offer our services at no cost to you.
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12+ YEARS
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